Templates Now Available v4.0

Growing a payments business just got easier

Use dynamic online forms compatible with your processor to reduce onboarding time by 40%.

Onboard more customers with
white-labeled digital applications

Save 40 mins.
per customer
ISOs, ISVs, Agents
win big deals by offering Under.io
30% more
customers approved
40+ Compatible Processors
FiServPayrixWorldpayFISMercuryTSYSTSYSFiservPayrixWorldpayFIS
MercuryTSYSTSYS
Product

How it works

Onboard with ease, no coding required

Easily launch mobile friendly forms/applications for all sales channels. Share them via email or embed 'Apply Now' buttons on your website.

See Example Form

Empower sales teams

Grant access to all of your sales members, agents, ISOs and referral partners.  Watch their sales and MID count grow.

Verify customers instantly

Use our identity verification tools to pinpoint who to sell to and increase your approval percentages.

Own the data

Move data to your CRM or export and take it anywhere you want.

How much does OnboardingHub Cost?

OnboardingHub is flexible for ISOs of all sizes. Prices vary based on number of users and volume of applications.

Which plan is right for me?

Agent Hub is for Agents & Retail ISOs looking to place Merchants. OnboardingHub is for Retail ISOs who already have processor relationships in place. UnderwritingIQ is for liability-bearing ISOs, PayFacs, and Processors, looking to automate underwriting.

How much does UnderwriteIQ cost?

UnderwriteIQ pricing is customized based on your underwriting volume, development needs, and the identity verification services you require. Contact us for a tailored proposal.

How much does Agent Hub Cost?

Agent Hub is free to use when you process through one of our connected processing partners.

Can I board both low and high-risk merchant accounts?

Yes. Agent Hub includes access to a network of processors that cover low to high-risk merchant types. Our Swap feature helps you manage declines by automatically rerouting accounts to another vendor when needed.

How does automated underwriting work?

UnderwriteIQ uses data from multiple sources — including KYC, KYB, bank verification, credit checks, and fraud databases — to evaluate merchant applications in real time. Our AI-driven decision engine applies customizable rules and models to automatically assess risk, then returns an Approved, Declined, or Manual Review status within seconds. This helps payments companies scale faster while maintaining control over risk thresholds and underwriting criteria.

Can I populate multiple forms from a single application with Onboarding Hub?

Absolutely, give your customers the ability to sign up once and populate all of your forms (MPA, Purchase Agreement, Gateway Form, and more). You can also move data across applications and send for signature with a single click.

Do underwriters get access to a case management portal?

Yes, UnderwriteIQ includes a user portal where your underwriters can review flagged accounts, assess risk details, and make final decisions when manual intervention is required.

Do I need my own identity verification providers?

No. Under provides identity services as part of the platform — you don’t need separate contracts or integrations.

Which identity services are included?

We orchestrate identity checks across multiple vendors, using internal logic and AI to optimize results. Services include: KYC (Know Your Customer) KYB (Know Your Business) Bank Account Verification, Credit Checks, & Mastercard MATCH Screening